In Alberta, by law, you must have liability insurance coverage minimum in order to insure a vehicle.

There are factors that go into seniors’ auto insurance policies, it is best to speak with an insurance broker about your particular driving needs and the age of your vehicle. An insurance broker can help you determine the best auto insurance rates for you personally.

If you want to operate a vehicle you must have liability coverage. If the vehicle is financed then it should have both liability coverage and physical damage coverage.

No, unfortunately auto insurance does not cover rodent damage in Alberta.

After completion of the annual GRID review, the Alberta Insurance Rate Board announced that Grid Premiums in Alberta will increase +10%, effective January 1, 2023 for both new business and renewal business.

Most Albertans choose to have limited glass coverage due to the gravel on the roads.  This glass coverage helps mitigate the cost of insurance. However, for individuals that have panoramic sunroofs, we recommend full glass as those cost roughly around 5K to replace as it ensures the integrity of the vehicle.

For panoramic sunroofs, we recommend full glass as those cost roughly around 5K to replace as it ensures the integrity of the vehicle.

No, auto insurance in Alberta does not cover wear and tear.

No, auto insurance does not include stolen items from their vehicle. Be sure to leave nothing visible in the car.

In Alberta, there is no auto insurance coverage for wear and tear. The loss to the auto body paint must be a result of an insurable loss and they have to have the coverage for that.

Auto insurance is compulsory to operate a vehicle on public roads in Alberta and across Canada. This is not an alternative. The alternative is the physical damage coverages that they wish to add. It provides them with protection against Bodily Injury or Property Damage they cause as a result of their negligence while operating a vehicle. If they lend their vehicle then they lend their insurance.

 Deductibles are always applicable to insurable losses. So when a deductible is applied it is used to help offset claims. The client would not claim for any losses under that deductible and if there is an insured loss over that amount then the insurance company would pay, but the client would have to pay their deductible first.

Generally, your auto insurance rate is based on your driving record, soft credit score, type of vehicle that you drive, your age, the experience of the driver, and if you have tickets or accidents. Speak to us for your free auto insurance quote now!

You want to contact your insurance broker or the insurance company after an accident. Almost every company has a 24/7 claims line. For Insuramix customers, contact us immediately. Go to our website and read up on DCPD to familiarize yourself with the process.

Yes, auto insurance companies can deny you auto coverage due to a poor driving record. It is important to maintain a safe driving record as best you can.

No, your auto insurance starts on the date that is determined by you and your insurance broker only. You can not back date an auto insurance claim.

Yes, call us now to get started on your car insurance renewal process. We will speak with you in detail about your driving habits and gather a car insurance quote for you as quickly as possible.