Privacy

Consent Notice

By purchasing insurance through Insuramix Insurance Inc. or requesting a quote you have provide us  and our partnered affiliates with your consent to collect, use and disclosure of your personal information, including that previously collected, for the purposes necessary to assess the risk, investigate and settle claims, and detect and prevent fraud.  Such information  as credit information, driving record information and claims history.

Consent for others.  When obtaining insurance and there are other individuals that may be rated under the insurance quote or contract we expect you to ask permission to do this and consent to this Privacy Policy on their behalf.

Why we collect Your Personal information

We collect your personal information so that we can provide you with a completive quote(s) that are priced according to the information you have provided. Therefore, allowing us to determine which Insurance Company would best suit your needs and for the Insurance carrier to determine pricing and insurance rates according to your personal information. The information we collect allows us to properly comply with Insurance regulations and standards.

Your personal information is shared with our partnered Insurance Company Providers during the quoting, issuance and handling of claims situations. We also utilize your personal information to confirm your claims and driving history for quoting and issuance of Insurance Contracts.

Obtaining your personal information allows us as your broker to provide you with the best level of service, determine your insurance needs and to find you the right protection at the right price.

In addition, your information may also be used to conduct market research and assist us with our marketing strategy.

What type of information we collect

We obtain personal information from you and all relevant drivers for the purposes necessary to asses the risk, investigate and settle claims and detect and prevent fraud. Such as, but not limited to:

- Name, Address, Postal Code, Phone number & email address.

- Date of Birth

- Gender

- Credit History

- Driver's license number and Driver's Abstracts

- Claims and Driving History

- Prior Insurance Information

- Credit Card information for the payment of your policies.

- Bank account information

- Photos of risks

- Witness statements

- Medical Records

- Accident Report

- Vehicle Inspection reports

- Home Inspection reports

Disclosure of Information to others

We do not disclose your personal information about you to any third parties except as stated in this Privacy Policy and as otherwise permitted by law or authorized by you.  Your personal information is shared with our partnered Insurance Company Providers during the quoting, issuance and handling of claims situations. We also utilize your personal information to confirm your claims and driving history for quoting and issuance of Insurance Contracts. We may also share your personal information with Third Parties for the following:

- Financing your Insurance contract with IFS (Insurance Financial Services).

- To assess eligibility for coverage, process and/or maintain new or renewal coverage of products and services, we may disclose to    insurance companies, re-insurers, MGA (Managing General Agencies) and intermediaries that make available coverage we are requesting.

- For our affiliated or partnered companies to notify you of certain products, promotions or services offered.

- To Third Party Claims adjusters appointed by our Partnered Insurance Providers to handle claims assigned to them to by processing, negotiating and settling claims on your behalf.

 How we protect your information

Only individuals licensed for Insuramix and our Partnered Insurance Providers have access to your personal information that we have collected. This information is secured within our Broker Management system. Our Partnered Insurance Providers take the same reasonable steps to ensure that your information is protected.

How can you access your personal information:

Only individuals listed as named insured's on our Insurance contracts or quotes have access to the information pertaining to those policy(s).  You may access your personal information by contacting Insuramix at 587-520-7080.  We may require the following information to confirm your identity. They are as follows:

1. Contact Information such as (Name, Address, phone number(s) and email)

2. Type of Policies and we may require you to provide policy numbers.

By using our website, you signify your agreement to the terms of our privacy policy.  If you do not agree with these terms then please do not use or disclose personal information on our website or use our Kiosk.

Keeping your information up to date:

Insuramix has provided access to clients via our on-line Kiosk.  Kiosk allows you to view documents, obtain pink cards and make requests.  Valid email address(s) that have been supplied by the Name(s) Insured is what is used to access your Personal Insurance information.  Should we not have a valid email address then access to the Kiosk will be unattainable. 

If you have changed your email address we ask you to please contact our office immediately to update this information at 587.520.7080

As email address(s) are used to validate access into our site, Insuramix Insurance Inc. accepts no responsibility or liability should you share your email with another user.  To access Kiosk a valid email is required.  You are then provided an access code to validate that you are attempting to access your information on-line.  This access code is intended for the Name(s) Insured on the policy ONLY.  Sharing of this information with individuals is prohibited.  Insuramix Insurance Inc in no event shall be held  liable for any direct or indirect privacy breaches if this information is shared beyond those individuals noted as Name(s) insured on a policy or a quote.

Accessing other information:

You have the right to access your personal information subject to our control and right of refusal.   If  you are requesting information to access your file, we may charge a fee to sending or copying the information from your file. 

The use of Cookies on our website:

•  “Cookies” are small text files that recognize repeat visitors, facilitate ongoing access to some sites, and allow sites to understand how and when pages are visited and by how many people. We do not use information transferred through cookies for promotional or marketing purposes, and that information is not shared with third parties. A cookie is an element of data that a Web site can send to your browser, which may then be stored on your system. A cookie does not retrieve any data from your hard drive, carry computer viruses, or capture your e-mail address. Cookies help Web sites to keep track of your preferences and to recognize return visitors. So, when you return to a Web site you’ve visited before, your browser gives this data back to the server.  You may opt out of cookies by rejecting it on your browsers; however, by doing so it may limit the ability for you to access links or our kiosk on our website.
  

External Links:

We have provided quick access to external links to enable users to make payments and submit claims or with Intact Insurance access their Client Center.  Clicking on these links, you will  be transferred from Insuramix Insurance Inc website and connected to the website of the organization or company that you have selected.  Insuramix Insurance Inc. exercises no control over the linked sites and this privacy policy does not govern the data collection and use and practices of those site.  We recommend that you review the linked sites Privacy Policy before providing personal information.

Preventing Identity Theft:

Only authorized signers can access account information on our Kiosk.  We will never initiate a request of sensitive information from you via email such as Social Insurance numbers,  Passwords, Pin# provided by Kiosk.   If you receive and email requesting such information you should be Suspicious of it.  If you receive and email from us that you feel may be suspicious in nature then please contact us directly at 587.520.7080

 To access Kiosk a valid email is required.  You are then provided an access code to validate that you are attempting to access your information on-line.  This access code is intended for the Name(s) Insured on the policy ONLY.  Sharing of this information with individuals is prohibited.  Insuramix Insurance Inc in no event shall be held  liable for any direct or indirect privacy breaches if this information is shared beyond those individuals noted as Name(s) insured on a policy or a quote.  We ask that you take the same security precautions about your access code received by Kiosk as you would a Bank Pin# for your Bank card. 

PRIVACY OPT OUT OPTION

Your agreement to disclose your personal information is obtained before you conduct business with our organization.

You may opt out of providing us your personal information at anytime. However exercising your opt out option may prevent us from providing you with products or services that our organization offers.